Disability Income Replacement insurance

Protect yourself against the unexpected

Engineers Canada-sponsored Disability Income Replacement Insurance helps to replace a portion of your income if you become ill or injured and can't work. It provides monthly benefit payments, based on a percentage of your monthly earnings, while you are disabled and unable to perform your occupation. 

When you’re disabled and unable to work, your income stops but the bills don’t. This coverage can give you funds to use toward:

  • Mortgage or rent
  • Utilities
  • Loan repayments 
  • Personal care
  • Transportation
  • Medical education
  • Childcare
  • Retirement savings
  • Groceries

Receive tax free benefits under current tax laws, if you, not your employer or partnership, pay your premiums

Our plans

You may never have a serious illness or unexpected injury, but you, your family and your business can be protected in case one happens to you. Explore our plan offerings below.

Ready to apply for Disability Income Replacement Insurance?

To get a quote or apply, call
(Monday – Friday 8am – 8pm ET)

Contact us

For more information and to speak to a Licensed Insurance Advisor, call
(Monday – Friday 8am – 8pm ET)

Or email am_info@manulife.com


Ready to apply?

To get a quote or apply, call
(Monday – Friday 8am – 8pm ET)

Your Guarantee of Satisfaction

Manulife wants you to know that you can shop for this coverage with complete confidence, because our first concern is to make sure you are satisfied with your purchase. 

Once you receive your Policy or Certificate of Insurance for your Engineers Canada-sponsored coverage, please examine it carefully. If you are not satisfied, contact us in writing to cancel your coverage. We will refund your premiums paid for any new coverage that you cancel within 30 days of receiving your Certificate or Policy.