If you’re self-employed or your employer doesn't provide Health and Dental coverage, you know how quickly medical costs can add up. Expenses that may not covered by government health plans can multiply quickly, like prescriptions, dental care, vision, specialists and therapists for massage, physiotherapy and acupuncture.
Our Health and Dental insurance plans can help fill in those gaps in coverage, and all at an affordable cost. Better yet, we've packed in more coverage options and benefits, so you can select the package that offers the benefits best suited for you and the ones you love.
Meeting your Health and Dental needs
Our plans cover common expenses like prescriptions, dental care, vision, massage therapy and more. All offer great coverage choices and extended health care options.
Ready to apply?
If you're ready to lock in the coverage that works best for you, take the next step and get a quote for the coverage you need, then proceed to the application. It helps to have birth dates and medical history information handy on everyone you would like to cover, like your spouse, children or a co-applicant.Get a quote and apply
Need help deciding?
Access tools, calculators and materials that can give you the information you need to make the right coverage choice.
Health and Dental cost calculator
Tell us a little about who requires coverage and we'll let you know what your premium will be.
Download a brochure
Get detailed information you can save and review at your leisure.
Update your information
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Our 30-day guarantee
If you are not satisfied with your coverage, simply return your insurance policy to Manulife within 30 days of receiving it, and any premiums paid for the coverage will be promptly refunded.4
1 Acceptance is guaranteed and there is no medical questionnaire at the time of application if you are a Canadian resident and you apply and pay your first premium within 90 days of your employee benefits ending. The FollowMeTM Health insurance plan is not intended to provide and will not provide the same coverage that you may have had under your group health insurance plan. FollowMeTM Health plan is not recommended to be offered or sold to groups of employees residing in Quebec for whom An Act Respecting Prescription Drug Insurance mandates the basic plan coverage.
2 “Year” means “anniversary year.” An anniversary year refers to the 12 consecutive months following the effective date of the agreement and each 12-month period thereafter. Prescription drug coverage in the provinces of British Columbia, Saskatchewan and Quebec is based on calendar year.
3 A benefit year is the 12 consecutive months following the date the claim was incurred.
4 The insured may, within thirty (30) days after receiving this policy, return it to the address below for cancellation. The policy will be considered never to have come into effect and any premium paid up to the end of the 30-day examination period will be refunded, less any claims paid. Where claims paid exceed premiums, the difference must be repaid to the insurer immediately. This right of cancellation expires thirty (30) days after the policy is received by the insured and does not apply to any reissued, substituted or consolidated policy continuing coverage that commenced under a previously issued policy. The rights of any beneficiary under the policy are subject to this right of cancellation.