Protect yourself against the unexpected
No one ever plans to have an accident or serious disability and lose the ability to earn an income. But there is something you can do: plan for the unexpected. That way you'll have funds to care of yourself and your family in the event that something unexpected happens. This can be especially helpful if you’re self-employed, or a part-time or contract worker not covered by employer health care plans. Our disability plans offer features that can:
- Provide to ensure your family’s standard of living and lifestyle are not interrupted
- Pay for ongoing expenses without withdrawing from your own retirement and personal saving accounts
- Pay for medical care if you are partially or totally disabled
- Pay for rehabilitation help in the case of injury
Receive tax free benefits under current tax laws, if you, not your employer or partnership, pay your premiums.
Your protection against the unexpected
You may never have a serious illness or unexpected injury, but you, your family and your business can be protected in case one happens. Explore our plan offerings below.
Our 30-day guarantee
Your satisfaction is our number one priority. Once you receive your insurance policy, examine it carefully. If you are not completely satisfied, contact us within 30 days and we will cancel your coverage and refund your premium in full, no questions asked.1
1 The insured may, within thirty (30) days after receiving this policy, return it to the address below for cancellation. The policy will be considered never to have come into effect and any premium paid up to the end of the 30-day examination period will be refunded, less any claims paid. Where claims paid exceed premiums, the difference must be repaid to the insurer immediately. This right of cancellation expires thirty (30) days after the policy is received by the insured and does not apply to any reissued, substituted or consolidated policy continuing coverage that commenced under a previously issued policy. The rights of any beneficiary under the policy are subject to this right of cancellation.