Disability Insurance

Protect yourself against the unexpected

No one ever plans to have an accident or serious disability and lose the ability to earn an income. But there is something you can do: plan for the unexpected. That way you'll have funds to care of yourself and your family in the event that something unexpected happens. This can be especially helpful if you’re self-employed, or a part-time or contract worker not covered by employer health care plans. Our disability plans offer features that can:

  • Provide to ensure your family’s standard of living and lifestyle are not interrupted
  • Pay for ongoing expenses without withdrawing from your own retirement and personal saving accounts
  • Pay for medical care if you are partially or totally disabled
  • Pay for rehabilitation help in the case of injury

Receive tax free benefits under current tax laws, if you, not your employer or partnership, pay your premiums.

Your protection against the unexpected

You may never have a serious illness or unexpected injury, but you, your family and your business can be protected in case one happens. Explore our plan offerings below.

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Our 30-day guarantee

Your satisfaction is our number one priority. Once you receive your insurance policy, examine it carefully. If you are not completely satisfied, contact us within 30 days and we will cancel your coverage and refund your premium in full, no questions asked.1