You are no longer on OMA's site and are subject to the Privacy Policy of the company hosting this site.

OPIP Critical Illness benefit

OMA Priority Insurance Program (OPIP) coverage for members includes a Critical Illness (CI) benefit. If approved for a claim, you may receive $50,000 lump sum payment1 after surviving a diagnosis of one of 25 covered serious illnesses. Your CI benefit payment gives you the freedom and flexibility to use the funds as you see fit. For example, you can use the money for:

  • Out of country treatment, travel and expenses2
  • Experimental treatment
  • Medical equipment
  • Home modification
  • Private nursing or personal support worker
  • Mortgage or other debts

At time of initial OPIP application, OMA members under age 653  can also purchase an additional $50,000 each of Critical Illness coverage for themselves and their spouse — with no medical evidence required — under the OMA Group Critical Illness Insurance plan.

The actual cost is partially subsidized by the government with the remainder paid by the member. Premium paid by the members are subject to applicable retail sales tax. Premium rates are based on sex, age band and smoking status.

“Age” means attained age as of policy anniversary (January 1st)

Contact us

To learn more about OMA Insurance programs call

(Monday – Friday 8:45am – 5pm ET)

Or speak to an advisor

Ready to apply?

If you're ready to lock in the coverage that works best for you, take the next step and get a quote for the coverage you need, then proceed to the application. It helps to have birth dates and medical history information handy on everyone you would like to cover, like your spouse, children or a co-applicant. 

Get a quote and apply