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Atlantic Benefits Program

Exclusive protection for Atlantic members

OMA Insurance’s bundled program is available in Atlantic Canada in partnership with the Newfoundland and Labrador Medical Association, Medical Society of Prince Edward Island and New Brunswick Medical Society. We offer a one-time enrolment with no medical evidence at time of application if applying within 90 days of receiving the offer.

What’s included in the Atlantic Benefits Program?

Bundled coverages

Health and Health Plus

  • Health coverage for members, their spouses and dependents
  • Coverage for eligible drugs, hospitalization, paramedical services, assistive devices and more 
  • $2 million emergency out of province/country travel coverage 
  • Upgrade to higher limits and additional benefits with Health Plus
Learn more

Critical Illness

  • $50,000 member coverage1
  • Tax-free lump sum benefit2
  • 25 covered illnesses 
  • Optional $50,000 of critical illness coverage for your spouse with no medical evidence
  • Additional member and spouse coverage to a maximum of $250,000 with medical evidence
Learn more

Optional coverage

Dental and Dental Plus

  • Basic and preventative treatment including recall examinations, bitewing  X-rays, scaling and polishing, and fluoride treatments
  • Denture repair, relining and rebasing, endodontic and periodontal services 
  • Upgrade to higher limits and additional benefits with Dental Plus
Learn more


Members residing in Canada, except Quebec residents, are eligible if they are:

  • Physicians working at least 15 hours a week 
  • Retiree members of a medical association/society who are able to perform the Activities of Daily Living (ADLs) 
  • Under the age of 79 for Health/Health Plus and Dental/Dental Plus 
  • Under the age of 65 for Critical Illness Insurance

Spouses under the age of 65 are eligible to purchase spousal Critical Insurance for $50,000 without submitting medical evidence at the time of application1, provided the spouse is actively at work for at least 15 hours per week or meets the ADLs.

Frequently asked questions

Members who do not accept the offer within the limited-time period, outlined above, may apply for Group Health/Health Plus and Critical Illness plans at any other time. However, they will be required to provide medical evidence.

Coverage information at your fingertips by logging into your Manulife SecureServe to view your coverage, submit claims and make changes.

Take action


Contact us

To learn more about OMA Insurance programs call

(Monday – Friday 8:45am – 5pm ET)

Or speak to an advisor

Ready to apply?

If you're ready to lock in the coverage that works best for you, take the next step and get a quote for the coverage you need, then proceed to the application. It helps to have birth dates and medical history information handy on everyone you would like to cover, like your spouse, children or a co-applicant.

Get a quote and apply

Our 30-day satisfaction guarantee

If you are not satisfied with your coverage, simply return your insurance certificate to Manulife within 30 days of receiving it, and any premiums paid for the coverage will be promptly refunded3.