(the “Contest”)
Contest Rules

The Contest is administered by The Manufacturers Life Insurance Company (“Manulife”), 250 Bloor Street East, Toronto, Ontario.

The Contest Entry Period begins on Wednesday, March 1, 2023 at 12:01 AM Eastern Time (ET) (the “Contest Start Date”), and ends on Thursday, February 29, 2024 at 11:59 PM Eastern Time (ET) inclusive (the "Contest Period").

No purchase is required.

Visit Manulife.ca/Engineers to obtain a quote for Engineers Canada-sponsored Term Life Insurance.

All individuals who obtain an online quote and provide their correct contact information on the ballot form will be automatically entered into the contest unless they opt out of doing so. Respondents leaving a common email address will be considered, for the purpose of the contest draw, to belong to the same household and are therefore subject to the restriction set out in the Eligibility section of these Rules.

Online access is required in order to participate in this Contest. Many public libraries, retail businesses and others offer free access to computers and Internet service.

Limit: Only one (1) Entry per person. Duplicate Entries or Entries made by one person using multiple email accounts may be disqualified.

All Entry Forms and Entries, once submitted, become the property of Manulife. Only Entries received by Manulife will be considered. Proof of Entry transmission or submission shall not constitute proof of receipt. The sole determinant of time for a valid Entry in this Contest will be the Contest server. Manulife reserves the right to refuse any Entry in its absolute discretion.

The Contest is open to individuals who are Canadian citizens or permanent residents residing in Canada and who have reached the age of majority in their province/territory of residence at the time of Entry, except for those individuals who are Manulife and/or its affiliates’, suppliers’, service providers’ or promotional or advertising agencies’ directors, officers, or employees, as well as those with whom such individuals are domiciled.

Additionally, to enter the Contest, you must be:

  1. A member of the engineering regulators that license the country’s 300,000 members of the profession (including members in training); also, an engineering student who is registered in an engineering program accredited by the Canadian Engineering Accreditation Board;
  2. A member of the Ontario Society of Professional Engineers or Genium360;
  3. A member of the Association of Professional Geoscientists of Ontario, Geoscientists Nova Scotia or the Ordre des géologues du Québec;
  4. A member of one of the participating provincial associations of professional technicians and technologists;
  5. A member of the Manitoba Association of Architects, the Architects’ Association of New Brunswick, the Nova Scotia Association of Architects or the Architects Association of Prince Edward Island;
  6. A full-time employee of Engineers Canada or one of the engineering regulators that license the country’s 300,000 members of the profession or one of the participating organizations or of Youth Science Canada; or
  7. A limited licensee or a provincial licensee.

Twelve (12) $750 CAD Apple® gift cards (the “Prize”).

A random draw will be held for one (1) of each of the twelve (12) prizes at the offices of Manulife, 250 Bloor Street East, Toronto, Ontario at 2:00 p.m. on the first Wednesday of the month starting Wednesday, April 5, 2023 and ending Wednesday, March 6, 2024. The draw will be made from all eligible entries received the month prior to the draw. For example, the draw on Wednesday, April 5, 2023 will be made from all eligible entries received between 12:01 a.m. on Wednesday, March 1, 2023 and 11:59 p.m. on Friday, March 31, 2023. Only twelve (12) prizes will be awarded for the entire contest.

The odds of winning depend on the number of completed eligible Entries received during the Contest Period. There is a limit of one (1) Prize per entrant.

The person with a selected Entry (“Selected Entrant”) will be notified by email (using the information provided on the Entry Form) on a business day with instructions 72 hours following the selection. If Manulife cannot reach the Selected Entrant within 72 hours or if the Selected Entrant fails to comply with one of the conditions mentioned in these Contest Rules or to accept the Prize as awarded, the Selected Entrant may be disqualified from the Contest.

To be declared a winner, Manulife may ask each Selected Entrant to confirm that they meet the eligibility requirements in Section 3 of these Contest Rules and may require them to provide proof of identification. Each Selected Entrant must correctly answer, without assistance of any kind, a time-limited mathematical skill-testing question administered by Manulife.

Where a Selected Entrant is disqualified from the Contest, Manulife may, at its sole discretion, hold a new draw based on all other eligible Entries until an alternate Selected Entrant is declared a winner. In the event that no alternate Selected Entrant has been declared a winner after three (3) draws, Manulife may, at its sole discretion, cancel the Contest, in whole or in part.

No Prize is transferrable, and no substitution of a Prize is permitted except at the discretion of Manulife who reserves the right to substitute a Prize with another reward of comparable or greater value if the Prize is unavailable or cannot be awarded as described for any reason. The confirmed winner of the Contest must accept the Prize as awarded and must sign Manulife’s declaration and release form. Any and all taxes (including any federal or provincial sales taxes), costs, fees, expenses, or any other charges which may be owing on the Prize are the sole responsibility of the winner of the Contest.

When entering the Contest, certain personal information will be required in the Entry Form (including first name, last name, and email address). Such required personal information will be used to administer the Contest (e.g., to contact a participant or a participant's designate with a Selected Entry). All personal information collected from participants will be handled in accordance with the terms and conditions of Manulife’s privacy policy, which can be found on Manulife.ca/privacy-policies.html.

Agreement. By submitting an Entry Form or Entry, you agree to these Contest Rules.

Applicable laws. By entering the Contest, each participant agrees (a) that any and all disputes, claims and causes of action arising out of or in connection with this Contest or any Prize shall be resolved in accordance with the laws of the Province of Ontario and federal laws applicable therein, and (b) to irrevocably submit to the exclusive jurisdiction of the courts of the Province of Ontario over any claim or matter arising under or in connection with the Contest or these Contest Rules.

For residents of Quebec, any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.

Participant identification. The participant is the person whose name appears on the Entry Form, and it is to this person to whom a Prize will be awarded if they have a Selected Entry and are declared a winner in accordance with Section 6 of these Contest Rules. In the event of a dispute as to the identity of a participant, the Entry Form will be deemed to be submitted by the established holder of the email account associated with the Entry Form.

Verification. Entries are subject to verification and will be declared invalid if they are illegible, mechanically reproduced, mutilated, forged, falsified, altered, incomplete, fraudulent, or tampered with in any way, registered or submitted late, contain an invalid email address, or are otherwise non-compliant. Manulife shall have the right at any time to require proof of identity and eligibility to enter the Contest. Failure to provide such proof may result in disqualification.

Disqualification. Manulife reserves the right to disqualify a person or to cancel one or several Entries of a person who participates or tries to participate in the Contest by using methods that do not comply with these Contest Rules or that are unfair to the other participants (e.g., Entry exceeding the authorized limit). Such a person may be reported to the appropriate legal authorities. Entries that are late, lost, stolen, false, illegible, damaged, misdirected, mutilated, garbled or incomplete, altered or otherwise irregular, or that do not conform with or satisfy any or all of these Contest Rules will be void. Manulife reserves the right, in its sole discretion, to disqualify any participant should such participant at any stage supply untruthful, incomplete, inaccurate or misleading personal details or information in their Entry Form, Entry, or otherwise.

Conduct of the Contest. Any attempt to deliberately damage the website on which the Contest is held and/or any related website or to sabotage the legitimate course of the Contest constitutes a violation of civil and criminal laws. Should there be any threats of violations, Manulife reserves the right to reject the participant’s Entry Form(s) and obtain legal or equitable relief under the applicable laws.

No Liability: Conduct of the Contest. Manulife, its affiliates and its respective directors, officers, employees, agents, independent contractors, suppliers, or service providers (collectively, “Manulife and its Representatives”) will not be liable for any computer system, software, or phone line malfunctions; any loss or absence of network server connections; or any defective, incomplete, jumbled, or scrambled computer transmissions or transmission failure by any computer or network that might restrict or prevent participation in the Contest. Manulife and its Representatives will be not liable for any damage or loss caused, directly or indirectly, in whole or in part, by the downloading of any software or form or by the transmission of any information in connection with the Contest.

Release of Liability and Authorization: Use of the Prize. By accepting the Prize, the confirmed winner: confirms compliance with these Contest Rules; acknowledges that the Prize is not transferable and must be accepted as awarded; consents to the use of their name, city of residence, entry, voice, statements, photographs, and/or likenesses for publicity, advertising, or informational purposes in any medium and in any format carried out by Manulife, its affiliates, advertising and promotional agencies, or suppliers without any form of compensation; releases Manulife and its Representatives from all liability for damages the winners may suffer following acceptance and use of the Prize and agrees to sign, before taking possession of the Prize, a release to that effect.

Contest modification. Manulife reserves the right, at its sole discretion, to cancel, modify, suspend, or terminate the Contest, in whole or in part, for any reason, including but not limited to, in the event of a virus, computer bug, unauthorized human action, or any other cause beyond its control that could corrupt or jeopardize the administration, security, impartiality, or normal course of conduct of the Contest.

Termination of participation in the Contest. In the event that the computer system cannot register the Entry Forms during the Contest Period for whatever reason, or if participation in the Contest must be terminated in whole or in part before the end date provided in these Contest Rules (“Early End Date”), Manulife may, at its sole discretion, proceed with the draw among the entries duly completed up to and including the Early End Date.

Prize limit. In no event shall Manulife be required to award more Prizes than indicated in these Contest Rules or to award a Prize otherwise than in compliance with these Contest Rules.

Final decision. Any decision by Manulife and its Representatives regarding the Contest and the Contest Rules is final and binding without appeal.

Severability. If a section of the Contest Rules is declared or deemed illegal, unenforceable, or invalid by a competent court, that section shall be considered invalid, but all unaffected sections will be applied within the limits of the law.

To obtain a list of winner(s), or for any questions about this contest, please contact Laura Liebusch, Marketing Associate, by email at laura_liebusch@manulife.ca.