Introductory offer for First-Time Applicants!

Engineers Canada and Manulife have worked hard together to provide you with a welcome offer:

As a First-Time Term Life Insurance Applicant, you could be eligible for an extra $50,000 of Engineers Canada-sponsored Term Life insurance coverage at NO COST for up to 2 years.*

*Eligibility: First-Time Applicant Offer

To be eligible for the offer of $50,000 of additional Term Life coverage at no cost for up to 2 years, Members must meet Engineers Canada-sponsored Term Life eligibility requirements:

  • be aged 18 to 65;
  • be applying for Engineers Canada-sponsored Term Life insurance for the first time, without having previously been declined for Term Life coverage by Manulife;
  • be applying for $25,000 of Term Life coverage or more.

Available to Members only (not available on Spousal coverage).

First-Time Applicants who purchase $25,000 of Term Life coverage or more, and meet the eligibility criteria, will automatically receive $50,000 added coverage at NO COST for up to 2 years.

After this time, Members will be contacted to determine if they wish to keep the additional $50,000 of coverage. Premiums will be required to continue this additional coverage after the no cost period ends. If no response is received, the additional Term Life coverage will terminate.

This First-Time Applicant offer is available to eligible members only.

Engineers Canada-sponsored Term Life Insurance helps fill financial gaps that can quickly develop if you pass away. It is one of the oldest and largest group plans in Canada with over 90,000 professionals and their families now covered.

  • Value for money – low group rates, volume discounts and unique combination of benefits
  • Built-in benefits – includes living benefit and waiver of premium at no extra cost
  • Long term – stay covered up to age 85 regardless of health changes
  • Exclusive – created for engineers, geoscientists, technicians, technologists and their families

You and your spouse can each enjoy up to $1.5 million in coverage.

Coverage to age 85

Qualifying for life insurance may become difficult as you get older.  Engineers Canada-sponsored Term Life coverage continues to age 85 so you can keep renewing your insurance without any additional medical tests required. This means you can stay covered long into your retirement years – regardless of how your health may change.

Up to 50% cash advance

If you are diagnosed as terminally ill with less than 12 months to live, you can apply to receive a cash advance of up to 50% of your Term Life Insurance amount (to a maximum of $200,000). This is called a Living Benefit. It is automatically added at no extra cost to Term Life plans that have been in effect for two years.

Premiums waived

Your coverage continues at no charge to you if you become totally disabled for 3 continuous months before age 65.

Not tied to your employer

Even if you’re already covered at work, keep in mind that most employer plans end when you leave. Engineers Canada-sponsored Term Life is not tied to your employer so you stay protected even if you change jobs, retire or move to anywhere in the world (as long as you remain a member of your professional association).

Optional coverage beyond age 85

By adding a few extra cents a month to your Term Life premiums today, you can stay protected past age 85 without paying any more premiums. It’s called the Insurance Continuation Benefit. It replaces your Term Life coverage when it ends at age 85 and provides $2,500 to $150,000 of premium-free permanent life insurance for the rest of your life.

Take action

Contact us

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(Monday – Friday 8am – 8pm ET)

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