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Travel Canada emergency medical

Go see the country knowing you’re protected.

Heading out to see more of the country, outside your home province or territory? This plan protects you from unexpected emergency medical expenses while travelling. Government health plans may provide limited coverage for these expenses, but this plan offers up to $5 million in emergency medical coverage.

Plus, premiums are half the cost you'd pay if you were travelling outside Canada.

Travel insurance must be purchased prior to departure from your province or territory of residence in Canada and for the entire duration of your trip.

The Single-Trip Travel Canada Emergency Medical plan covers you for costs related to a medical emergency, including:*

  • Hospital/doctor care and services
  • Paramedical services – including visits to licensed chiropodists, podiatrists, physiotherapists, chiropractors, or osteopaths
  • Ambulance transportation
  • Emergency dental treatment
  • Emergency medical return home
  • Expenses to return your travel companion or children under your care
  • Additional expenses for meals and hotel
  • Return home of vehicle
  • Trip break without terminating coverage
  • Expenses related to death
  • Expenses to bring someone to your bedside when travelling alone

To be eligible for Emergency Medical coverage, you must, as of the date you apply for coverage and the effective date:

  • be a resident of Canada and covered under a government health insurance plan for the entire duration of your trip;
  • have paid the appropriate premium;
  • be at least thirty (30) days of age;
  • not have been advised by a physician to avoid travel at this time;
  • not have a terminal illness or metastatic cancer;
  • not require kidney dialysis;
  • not have been prescribed or used home oxygen in the last twelve (12) months; and
  • never have had bone marrow, stem cell or organ transplant (except corneal transplant).

If you are age 60 or over, you will need to complete the Medical Questionnaire to determine your eligibility and rate category.

A 10% smoker's surcharge will apply to you if you are age 60 or over and have smoked cigarettes and/or used vaping products or e-cigarettes in the last 2 years prior to the date of application.

All travel must be within Canada but out of your province or territory of residence.

Ready to apply?

If you’re ready to lock in the coverage that works best for you – take the next step and get a quote for the coverage you need, then proceed to the application.

Get a quote and apply

Take action

Downloads

Contact us

For more information and to speak to a Licensed Insurance Advisor, call

1-866-707-4922
(Monday – Friday 8am – 8pm ET)

Or email travelhelp@manulife.com