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Frequently asked questions
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Global Affairs Canada states that your Government health insurance will not cover your medical fees while you are outside Canada. Your provincial or territorial health plan may pay for none, or only a very small part, of the costs if you get sick or are injured while abroad. could spend years paying for the costs of treatment for an illness or accident you suffered in another country. The Government of Canada will not pay your medical bills. It is up to you to buy the best travel insurance you can afford and to understand the terms of your policy.
Government health insurance plans may have limits on the reimbursement of the emergency medical expenses incurred while in another province or territory. For example, air and ground ambulance costs, emergency dental treatment and prescription drugs as well as follow-up visits or out-patient visits or non-emergency medical services might not be covered outside your province or territory of residence. Travel Insurance for Students also offers tuition protection in the event of a medical emergency, which may not be offered by your government health insurance. For maximum protection you can purchase additional medical coverage even while travelling within Canada. You can also insure your spouse and children who will live with you while you are covered under this policy.
Coverage is available up to and including the age of 54.
If you already have coverage, please call Customer Service at 1-866-707-4922. You may be able to extend your coverage as long as:
- Your period of coverage does not extend beyond 365 days;
- You remain eligible for insurance under this plan;
- We have received the extension requests prior to the expiry date of your existing policy issued by us; and
- There has been no change between single or family coverage.
Note: For policy extensions, no losses or expenses or benefits will be paid for any illness or injury which first appeared, whether diagnosed or not, or for which treatment may or may not have been received prior to the effective date of the extension of coverage under this policy.
Yes, you will need to purchase a family plan and have the parent's children listed on your confirmation of coverage.
Travel Insurance for Students applies no deductible amount to claims.
10-Day Free Look
If you notify us within 10 days of your purchase date, as indicated on your confirmation, that you are not completely satisfied with your policy, we will provide a full refund if you have not already departed on your trip and there is no claim in progress. For information on refunds after the 10-Day Free Look period, please refer to the Cancellations & Refunds section in the policy.
NOTE: All dollar figures are in Canadian dollars.
*Conditions, exclusions, limitations apply. See policy for details.