It’s wise to consider purchasing your own health care insurance when leaving a group health plan – a plan that will follow you, no matter what path in life you take, offering you solid, yet affordable coverage to help protect you when your group health benefits end.

FollowMe™ Health Insurance Plan for CARP Members offers you a choice of four plan options. You can select a plan option that best suits your needs and budget.

Guaranteed acceptance1

There is no medical questionnaire at the time of application if you are a Canadian resident and you apply and pay your first premium within 90 days of your employee benefits ending. 

Cover your out-of-pocket expenses

Helps save you the additional cost of prescription drugs2, dental services, hearing aids, prescription eyewear, chiropractic visits, orthotics, and more. 

Additional benefits - no additional cost

Survivor Benefit, Accidental Death & Dismemberment Benefit, Fracture Benefit,  and more.

 

1 Guaranteed acceptance upon meeting the eligibility criteria and receipt of first premium payment. See full product brochure for details. 

What’s Covered?

FollowMe™ Health Insurance Plan for CARP Members can help you to cover the costs of routine medical expenses, such as:

  • Prescription drugs 2
  • Dental services
  • Vision care
  • Hospital benefits

Plus, extended health care coverage that includes:

  • Registered specialists and therapists
  • Homecare and nursing
  • Prosthetic appliances and durable medical equipment
  • Accidental dental
  • Hearing aids
  • Ambulance services
  • Lifeline® Emergency Responsive Service

2  Review Plan details below for limitations and exclusions on some prescription drugs.

Coverage Basics Basic Enhanced Enhanced Plus Premiere
Prescription Drugs Available Available Available Available
Dental Not Covered Not Covered Available Available
Vision Care Available Available Available Available
Hospital Benefits Available Available Available Available
Extended Health Care: Lifetime Maximum $100,000 $200,000 $200,000 $300,000

 

Included in all plans, at no additional cost

Provides payment for accidental death or dismemberment resulting from an accidental bodily injury occurring within a year of the date of the accident

Allows family members to remain covered for one year following the death of an adult insured 

Pays a scheduled amount depending on which bone is fractured. If more than one bone is fractured in a single accident, the amount payable is for the most severe fracture.

Provides 24-hour monitoring service for people coping with medical problems at home. 

Lifeline® is a trademark of Lifeline Systems Inc. 

You are eligible to apply for the FollowMe™ Health Insurance Plan for CARP Members if:

  • you are a CARP member
  • a Canadian resident, and
  • your participation in a group health plan will soon end or has recently come to an end due to career change, job loss, retirement or because you have reached the maximum age allowed by your group plan; and
  • you are not ill or injured at the time your group coverage ends
 

You are eligible to apply for this coverage without completing a medical questionnaire or exam at time of application, if you apply within 90 days of your group health plan end date. If your application is submitted after the 90-day period, you will have to answer medical questions.

Please note: Guaranteed acceptance is dependent on eligibility criteria being met and is subject to receipt of the first premium payment.

 

Limitations & Exclusions:

Additional conditions, limitations and exclusions may apply. 

  • The information included on this website is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval.
  • It contains important details, concerning exclusions, conditions and limitations. Please review them carefully.

Please also remember that the FollowMe™ Health Insurance Plan for CARP Members is not intended to provide and will not provide the same exact coverage that you may have had under your group health insurance plan.